Dealing with the aftermath of Hurricane Harvey will include contacting your insurance company to begin the process of assessing the damages to your home and automobiles for the purpose of filing a claim. That process, however, can become complicated after a wide-reaching storm.
Insurers likely will be inundated in the coming weeks and months as flood victims return to their homes and try to rebuild their lives. Home Insurance claims for hurricanes, floods, and windstorms can be filled with red tape and headaches. That’s why some homeowners hire public insurance adjusters to help cut through that red tape and alleviate those headaches.
“It is not uncommon for property owners to experience a disaster after the disaster,” says Clay Morrison, president of the property loss consulting firm of Morrison & Morrison, Inc. based in League City, Texas.
For instance, an adjuster may treat a claim as a partial repair when he or she should have totaled the property for a complete loss.
Also, property owners can experience insurance claim delays, disputes or denials. That’s when it’s helpful to contact a professional public adjuster.
“Don’t dig the hole that you’re in any deeper than it already is,” advises Morrison, whose city was flooded by Harvey. “Get a professional public adjuster who represents only you before you harm your position in the claims process even further.”
To help you better understand the role of a public adjuster, insuranceQuotes put together some FAQs on the topic.