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According to recent news reports, Dorian could potentially hit South Florida this weekend. The severity of the storm is still not certain, but we will potentially be experiencing lots of wind and rainfall over the next few days. As South Floridians, Labor Day typically signals to us the heart of the hurricane season. That said, you should have already dusted off your hurricane prep list and checked it off, but just in case, we’ve compiled these reminders for you this season.

Keep Hurricane Shutters Maintained

Following the devastation of Hurricane Andrew years ago, South Florida building codes were updated to make the installation of impact-resistant windows and hurricane shutters mandatory. To ensure that you’re well prepared for a storm, you should be servicing your shutters and making sure they are fully operational. If need be, contact a professional shutter company to take care of any repairs beyond your expertise as soon as possible.

Clean Your Gutters

Florida is known for storms, hurricanes and strong winds that transport lots of debris. This debris can often end up lodged in your gutters and downspouts, two parts of your home that are essential for moving excess water off your roof/property during heavy rains. If your gutters haven’t been recently/properly cleaned, you may notice water leaking down the exterior walls of your home, a problem that could lead to much more serious issues like damage to siding, shutters, windows, landscaping, or even your foundation, as well as mold growth. Make it a weekly chore to remove built-up outdoor debris, including acorns, pine cones, seedpods, leaves, twigs, rocks, bird nests, grass, etc. If you notice any major damage to your gutters, call a professional gutter company to nip the issue in the bud before it becomes a much more expensive project.

Make a Hurricane Prep Sheet (if you haven’t already!)

If a hurricane should happen to hit, you should be prepared. If the storm warrants evacuation, make sure that you and your family discuss what your evacuation plan will be. If you have any members of your family with special needs, you’ll need to plan for that too. Identify a ‘safe room’ in your house (interior room with no windows) and ensure you have a storm kit. Your storm kit should include:
  • Bottled water
  • First aid kit
  • Non-perishable food items
  • Radiophone
  • Extra cash
  • Any required medications.
  • To help you with your hurricane preparedness, Broward County put together this extremely detailed and informative hurricane preparedness guide.

    Review your Insurance Policy

    One of the first steps toward recovery after a storm is getting the right compensation from your insurance company to help repair any damage incurred. Insurance laws change from year to year. Check the “Exclusions” portion of your policy for recent changes. Make sure you know the value of all your assets and that you have proof of ownership. Make sure your policy is stored in a safe place so that you can easily access it after a storm. If you have any vehicles or other assets (RV, boat, etc.) make sure they are safely stored away and if your policy dictates how they should be stored during a storm, make sure you know these details and you follow them. Florida is no stranger to storms. In fact, it has been referred to as the lightning capital of the world. Despite this, there’s no way to tell exactly how a storm or hurricane will affect your property. If you experience property damage from hurricane Dorian or any other tropical storm this season, call us! We are public adjusters, which means we work on your behalf to file and negotiate your property damage insurance claims so you get paid what you rightfully deserve from your insurance company. Keep our contact information safe and call us at (561) 939-3535 to schedule a free consultation for your property damage claim.

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